SkillZi Terms of Service

Effective Date: 09/14/2026

Last Updated: 09/14/2026

These Terms of Service (“Terms” govern your access to and use of the services, websites, mobile, apps, and content (collectively, the “Services”) provided by Maybright Ventures Private Limited (“SkillZi” “we,” “us,” or “our”). Please read carefully before using the Services.

1. Definitions

“Account” means a registered account required to access certain features.

“AI Features” means all artificial intelligence functionality, including generative models, conversational systems, recommendation engines, voice interfaces, and automated decision-making tools.

“AI Output” means any content generated by AI Features, including text, audio, video, recommendations, or summaries.

“Company Content” means all materials provided by SkillZi, including AI-generated content.

“Derived Data” means data created from User Content or Usage Data that has been aggregated, anonymized, transformed, or otherwise processed.

“Services” means any and all SkillZi products, features, and content, including but not limited to websites, applications, mobile applications and the like.

“Subscription” means any recurring paid plan.

“User Content” means all input provided by users.

“Usage Data” means behavioral and technical data from use of the Services.

2. Acceptance of Terms and Eligibility

2.1 Acceptance of Terms

These Terms constitute a legally binding agreement between you and SkillZi governing your access to and use of the Services. By accessing, browsing, or using the Services in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use the Services and must discontinue use immediately.

2.2 Eligibility

You must be at least eighteen (18) years of age, or the age of majority in your jurisdiction, whichever is greater, to create an account or use the Services.

The Services are not intended for use by individuals under the age of 18, and SkillZi does not knowingly collect personal information from individuals under 18. If we become aware that a person under 18 has provided personal information, we may delete such information in accordance with our Privacy Policy.

2.3 Authority and Capacity

By using the Services, you represent and warrant that:

(i) you meet the eligibility requirements set forth above;

(ii) you have the full right, power, and authority to enter into and comply with these Terms; and

(iii) your use of the Services does not violate any applicable law, regulation, or contractual obligation.

If you are using the Services on behalf of a company, organization, or other legal entity, you represent and warrant that you are authorized to bind such entity to these Terms, in which case “you” will refer to both you and such entity.

2.4 Modifications to Terms

SkillZi reserves the right to modify or update these Terms at any time in its sole discretion. When we do, we will update the “Last Updated” date or otherwise provide notice as required by applicable law.

Your continued use of the Services following any such changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must discontinue use of the Services.

3. Platform Description

SkillZi is an AI-powered educational and entertainment platform that delivers interactive, AI-generated content. The Services includes video content, AI-driven responses, quizzes, certifications, and personalization features. SkillZi and the Services as described herein are not a school, financial advisor, or certified authority.

We may modify or discontinue any aspect of the Services at any time.

4. Accounts and Access Control

To access certain features, you must register for an account (see Section 8 below). By doing so, you agree to:

Provide accurate, complete, and updated information.
Maintain the confidentiality of your login credentials.
Be responsible for all activity conducted by you and under your account.
Notify us immediately at us@skillzi.ai/skillzi.us if you suspect unauthorized access of your account.

We are not responsible for any losses arising from unauthorized use of your account, but you may be liable for losses we or others suffer due to such use.

We reserve the right, at any time and in our sole discretion, with or without notice, to:

Verify your identity, eligibility, and account information, including by requesting additional documentation or information;
Refuse registration, suspend, restrict, or terminate your account or access to the Services;
Limit, condition, or restrict your access to or use of any feature, functionality, or portion of the Services, including by imposing usage limits or throttling access;
Investigate suspected violations of these Terms or applicable law; and/or
Take any action we deem necessary or appropriate to prevent fraud, abuse, security risks, or unauthorized use of the Services.

You agree to cooperate with any such verification or investigation and acknowledge that failure to do so may result in suspension or termination of your account.

You are solely responsible for:

Maintaining the confidentiality and security of your account credentials, including your username, password, and any authentication methods; and
All activities conducted through or under your account, whether or not authorized by you.

You agree to:

Notify us immediately of any unauthorized access to or use of your account or any other security breach; and
Take all reasonable steps to secure your account and prevent unauthorized access.

We shall not be liable for any loss or damage arising from your failure to comply with the foregoing obligations.

5. No Professional or Financial Advice

The Services, including all content, materials, and AI Output made available through the Services, are provided for informational, educational, and entertainment purposes only. SkillZi does not provide legal, financial, investment, tax, medical, or other professional advice.

No content available through the Services should be construed as, or relied upon as, professional advice of any kind. You acknowledge and agree that any information provided through the Services may be incomplete, inaccurate, or not tailored to your specific circumstances.

You are solely responsible for evaluating the accuracy, completeness, and usefulness of any content and for making your own decisions based on your independent judgment. You should consult with a qualified professional before making any legal, financial, investment, or other decisions.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SKILLZI DISCLAIMS ALL LIABILITY FOR ANY ACTIONS TAKEN OR NOT TAKEN BASED ON YOUR USE OF OR RELIANCE ON THE SERVICES OR ANY CONTENT, INCLUDING AI OUTPUT.

6. AI and Interactive Features

The Services use artificial intelligence to generate responses and content, referred to as AI Output. AI Output may be inaccurate, incomplete, or misleading and is provided for informational purposes only.

You should independently review and verify all information before relying on it, and you assume all risk associated with your use of or reliance on any AI Output.

Interactive features of the Services are automated and are not reviewed, approved, or monitored by human personnel. We do not guarantee the accuracy, reliability, legality, or suitability of any AI Output for your specific needs or circumstances.

To the fullest extent permitted by applicable law, you hereby release, waive, and discharge SkillZi and its affiliates, officers, directors, employees, agents, licensors, and service providers from any and all claims, demands, causes of action, damages, losses, liabilities, costs, and expenses (including attorneys’ fees) arising out of or related to your use of, or reliance on, any AI Output or the Services. You further agree that you will not assert or bring any such claims against the foregoing parties.

AI Output; Disclaimer of Reliance

The Services utilize artificial intelligence and machine learning systems to generate responses, content, and other outputs, the AI Output. You acknowledge and agree that:

AI Output is generated probabilistically and may vary based on inputs and system conditions.
AI Output may contain errors, inaccuracies, omissions, or fabricated information (“hallucinations”).
AI Output is not verified, endorsed, or guaranteed by SkillZi and may be incomplete, outdated, or misleading.
AI Output does not constitute professional advice of any kind, including legal, financial, medical, or other regulated advice.

You are solely responsible for evaluating the accuracy, completeness, and usefulness of any AI Output and for independently verifying any information before relying on it.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU ASSUME ALL RISK ARISING OUT OF OR RELATING TO YOUR USE OF, OR RELIANCE ON, ANY AI OUTPUT. SKILLZI DISCLAIMS ALL LIABILITY FOR ANY LOSS OR DAMAGE RESULTING FROM YOUR RELIANCE ON AI OUTPUT, INCLUDING ANY DECISIONS OR ACTIONS TAKEN BASED ON SUCH OUTPUT.

7. Subscriptions and Billing

Paid subscriptions provide access to certain premium content, features, and functionality of the Services (each, a “Subscription”). By purchasing a Subscription, you agree to pay all applicable fees and charges in accordance with the pricing and billing terms in effect at the time of purchase.

Auto-Renewal and Recurring Charges

Subscriptions automatically renew at the end of each applicable billing period (e.g., monthly or annually, as selected at the time of purchase) unless canceled prior to the renewal date. BY PURCHASING A SUBSCRIPTION, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW AND YOU AUTHORIZE THE COMPANY (AND ITS THIRD-PARTY PAYMENT PROCESSORS) TO CHARGE YOUR DESIGNATED PAYMENT METHOD ON A RECURRING BASIS FOR THE APPLICABLE SUBSCRIPTION FEES, INCLUDING ANY APPLICABLE TAXES, WITHOUT FURTHER NOTICE, UNTIL YOU CANCEL.

You may cancel your Subscription at any time by following the cancellation instructions provided through the Services or your account settings. Cancellation will take effect at the end of the then-current billing period unless otherwise required by applicable law. Except as required by applicable law, all payments are non-refundable and non-creditable, and no refunds or credits will be provided for partial billing periods.

No Refunds Policy

ALL FEES AND CHARGES ARE NON-REFUNDABLE. YOU ACKNOWLEDGE AND AGREE THAT YOU WILL NOT RECEIVE ANY REFUND, CREDIT, OR PRORATION FOR ANY PORTION OF A BILLING PERIOD, INCLUDING IF YOU CANCEL YOUR SUBSCRIPTION PRIOR TO THE END OF SUCH PERIOD OR IF YOUR ACCESS IS SUSPENDED OR TERMINATED.

EXCEPT WHERE REQUIRED BY APPLICABLE LAW, THE COMPANY HAS NO OBLIGATION TO PROVIDE REFUNDS OR CREDITS FOR ANY REASON, INCLUDING, WITHOUT LIMITATION, UNUSED TIME, DISSATISFACTION WITH THE SERVICES, OR ERRORS IN AI OUTPUT OR CONTENT.

Disclosure of Continuous Service

YOU UNDERSTAND AND AGREE THAT YOUR SUBSCRIPTION CONSTITUTES A CONTINUOUS SERVICE THAT WILL AUTOMATICALLY RENEW UNLESS AND UNTIL YOU CANCEL. YOU ACCEPT RESPONSIBILITY FOR ALL RECURRING CHARGES INCURRED PRIOR TO CANCELLATION, INCLUDING WHERE APPLICABLE, ANY CHARGES PROCESSED PRIOR TO THE EFFECTIVE DATE OF YOUR CANCELLATION.

Pricing and Changes

We reserve the right to change Subscription fees and pricing at any time in our sole discretion. If we change the price of your Subscription, we will provide advance notice in a clear and conspicuous manner as required by applicable law. Unless otherwise stated, such changes will take effect at the start of the next billing cycle following notice. Your continued use of the Services after the effective date of a price change constitutes your acceptance of the updated pricing.

No Free Trials or Promotional Subscriptions

We do not currently offer free trials, introductory offers, or promotional subscription periods. Any such offer will apply only if expressly stated in a separate written promotion issued by the Company.

Payment Authorization and Billing Terms

You agree to provide and maintain accurate, current, and complete billing information. You represent and warrant that you have the legal right to use the payment method provided. You authorize us to charge your payment method for all fees incurred in connection with your Subscription.

If your payment method fails, is declined, or cannot be processed for any reason, we may, without limitation, (i) retry billing, (ii) suspend or restrict your access to the Services, and/or (iii) terminate your Subscription or account. You remain responsible for all outstanding amounts owed.

Suspension and Termination for Non-Payment

Failure to pay any fees when due constitutes a material breach of these Terms. We reserve the right, in our sole discretion and without liability, to suspend, limit, or terminate your access to the Services for non-payment. We may also pursue any other remedies available under applicable law to recover unpaid amounts.

8. User Accounts

Account Registration and Accuracy

To access certain features of the Services, you may be required to create an account, as defined an Account. You agree to provide true, accurate, current, and complete information during the registration process and to update such information as necessary to maintain its accuracy. You represent and warrant that all information you provide is accurate and that you will not impersonate any person or entity or misrepresent your identity or affiliation.

Account Security and Responsibility

You are solely responsible for maintaining the confidentiality and security of your Account credentials, including your username and password. You agree not to share your Account credentials with any third party or allow any other person to access or use your Account. You are fully responsible for all activities that occur under your Account, whether or not authorized by you.

You agree to notify us immediately of any unauthorized access to or use of your Account or any other breach of security. We are not liable for any loss or damage arising from your failure to safeguard your account credentials.

Use Restrictions

You agree to use your Account only for lawful purposes and in compliance with these Terms. You may not use another user’s Account without permission or access the Services in any manner that could impair, disrupt, or interfere with the proper functioning of the Services.

Suspension and Termination

We reserve the right, in our sole discretion and without notice or liability, to suspend, restrict, or terminate your Account and/or access to the Services at any time for any reason, including, without limitation, if we believe that you have violated these Terms, applicable law, or engaged in conduct that is harmful to the Services, other users, or the Company.

Upon suspension or termination, your right to access and use the Services will immediately cease. We may, but are not obligated to, delete or deactivate your Account and any associated data, subject to applicable law.

No Obligation to Maintain Accounts

We have no obligation to maintain or store your Account, data, or content for any period of time, except as required by applicable law.

9. License Grant and Acceptable Use

Limited License

Subject to your compliance with these Terms, SkillZi grants you a limited, non-exclusive, revocable, non-transferable, and non-sublicensable license to access and use the Services and platform, including any content, materials, and AI Output made available therein (collectively, the “Content”), solely for your personal, non-commercial use.

This license is granted for the sole purpose of enabling you to use and enjoy the Services as provided by SkillZi in the manner permitted by these Terms. SkillZi and its licensors reserve all rights not expressly granted herein.

Restrictions on Use

You agree that you will not, and will not permit any third party to:

Copy, reproduce, modify, adapt, translate, distribute, transmit, display, perform, publish, license, create derivative works from, or otherwise exploit any portion of the Services or content, except as expressly authorized in writing by SkillZi.
Circumvent, disable, interfere with, or otherwise bypass any security features, access controls, or digital rights management (“DRM”) technologies used by or embedded in the Services.
Access or use the Services through automated means, including bots, scripts, crawlers, scrapers, data mining tools, or unauthorized APIs, or otherwise engage in any activity that imposes an unreasonable or disproportionately large load on the Services or infrastructure.
Scrape, extract, harvest, or collect data, content, or information from the Services.
Upload, transmit, or introduce any viruses, worms, malware, Trojan horses, or other harmful or malicious code into or through the Services.
Attempt to gain unauthorized access to any portion of the Services, accounts, systems, or networks, including through hacking, password mining, or any other means.
Use the Services in any manner that is unlawful, fraudulent, deceptive, abusive, defamatory, harassing, or otherwise objectionable, or that violates the rights of any third party.

AI Training and Model Use Restrictions

Without limiting the foregoing, you expressly agree that you will not, and will not permit any third party to:

Use the Services, content, or any AI Output to develop, train, fine-tune, evaluate, benchmark, or improve any machine learning, artificial intelligence, or algorithmic models.
Use any outputs from the Services to create, train, or enhance any dataset intended for use in machine learning or artificial intelligence systems.
Systematically extract or compile Content or AI Output (including through scraping, crawling, or programmatic access) for the purpose of building or augmenting any database, dataset, or model.
Use the Services or any content to develop, offer, or improve any product or service that is competitive with, or substantially similar to, the Services.

No Competitive Use

You agree that you will not access or use the Services, directly or indirectly, for the purpose of developing, operating, supporting, or enabling any product, service, or technology that competes with or is substantially similar to the Services, including any artificial intelligence or content-generation platform.

You further agree not to use the Services for benchmarking, competitive analysis, or evaluation for the purpose of developing or improving a competing offering without SkillZi’s prior written consent.

Liquidated Damages for Breach

You acknowledge and agree that any breach of the restrictions set forth in the “AI Training and Model Use Restrictions” or “No Competitive Use” sections would cause substantial harm to SkillZi, the amount of which would be difficult or impossible to ascertain with precision. Accordingly, in the event of any such breach, you agree to pay SkillZi liquidated damages in the amount of $250,000 per violation, or, if greater, three (3) times the total amount of fees paid or payable by you to SkillZi in the twelve (12) months preceding the breach, as a reasonable estimate of damages and not as a penalty.

These liquidated damages are in addition to, and not in lieu of, any other rights or remedies available to SkillZi, including injunctive relief, equitable remedies, and recovery of attorneys’ fees and costs to the fullest extent permitted by applicable law.

No Ownership; Reservation of Rights

The Services and all content are owned by or licensed to SkillZi and are protected by intellectual property and other applicable laws. Except for the limited license granted above, no rights, title, or interest in or to the Services or content are transferred to you, and all rights not expressly granted are reserved by SkillZi and its licensors.

Enforcement

We reserve the right to investigate and take appropriate legal action against any violation of this Section, including suspension or termination of your account and pursuit of civil, criminal, or injunctive remedies.

10. Intellectual Property

Ownership of Services and Content

The Services, platform, and all content, materials, and technology made available through or in connection with the Services (collectively, the “Content”), including, without limitation, all text, graphics, images, logos, trademarks, service marks, trade names, audio, video, software, source code, object code, user interfaces, design, selection, compilation, and arrangement thereof, are owned by or licensed to SkillZi and are protected by intellectual property, copyright, trademark, trade secret, and other applicable laws.

Except for the limited license expressly granted to you under these Terms, no rights, title, or interest in or to the Services or Content are transferred or assigned to you, and all rights not expressly granted are reserved by SkillZi and its licensors.

Trademarks and Branding

All trademarks, service marks, logos, and trade names displayed on or in connection with the Services (the “Marks”) are proprietary to SkillZi or its licensors. You are not granted any right or license to use any Marks without the prior written consent of SkillZi or the applicable rights holder.

You agree not to use, copy, imitate, or display any Marks in a manner that could cause confusion as to ownership or affiliation, or in any manner that disparages or dilutes the reputation or goodwill associated with the Marks.

Restrictions on Use of Content

Except as expressly permitted under these Terms, you may not copy, reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, transmit, or otherwise exploit any Content without the prior written consent of SkillZi. Any unauthorized use of the Content may violate intellectual property laws and these Terms.

Feedback

If you submit, provide, or otherwise make available to SkillZi any feedback, comments, suggestions, ideas, improvements, or other input regarding the Services or Content (collectively, “Feedback”), you hereby grant SkillZi a worldwide, perpetual, irrevocable, royalty-free, fully paid-up, transferable, sublicensable (through multiple tiers), and unrestricted license to use, reproduce, modify, adapt, publish, translate, distribute, perform, display, create derivative works from, and otherwise exploit such Feedback for any purpose, commercial or otherwise, without notice, attribution, or compensation to you.

You represent and warrant that you have all rights necessary to grant the foregoing license and that your Feedback does not infringe or violate the rights of any third party. SkillZi shall be under no obligation to use any Feedback.

11. User Content and Data Rights

11.1 User Content; License Grant

In connection with your use of the Services, you may provide or submit information, data, prompts, inputs, profile information, or other materials (collectively, “User Content”).

As between you and SkillZi, you retain ownership of your User Content. However, by providing User Content, you grant SkillZi a worldwide, non-exclusive, royalty-free, fully paid-up, transferable, sublicensable (through multiple tiers), and perpetual (or for the maximum duration permitted by applicable law) license to use, reproduce, store, process, modify, adapt, publish, translate, distribute, display, perform, and create derivative works from such User Content for the purposes of (i) operating, providing, maintaining, and improving the Services, (ii) developing new products, features, and functionality, and (iii) any other purpose consistent with these Terms and our Privacy Policy.

11.2 Representations and Warranties

You represent and warrant that:

(i) you own or have all necessary rights, licenses, consents, and permissions to submit and use the User Content in connection with the Services;

(ii) the User Content does not and will not infringe, misappropriate, or violate any intellectual property, privacy, publicity, or other rights of any third party; and

(iii) the User Content complies with these Terms and all applicable laws.

11.3 Current Service Functionality; Future Content Features

Currently, the Services do not enable public posting or sharing of User Content beyond basic account or profile information. If SkillZi, in its sole discretion, introduces functionality that permits users to upload, post, or share content publicly or with other users:

You will retain ownership of your User Content, subject to the license granted herein.
You grant SkillZi the rights set forth in Section 10.1, including the right to host, use, reproduce, display, and distribute such User Content in connection with the Services.
SkillZi reserves the right, but not the obligation, to review, monitor, remove, or disable access to any User Content at any time and for any reason, including if such content violates these Terms, our policies, or applicable law.

12. Copyright Policy (DMCA)

SkillZi respects the intellectual property rights of others and expects users of the Services to do the same. We will respond to notices of alleged copyright infringement that comply with the requirements of the Digital Millennium Copyright Act (“DMCA”) and other applicable laws.

12.1 Notification of Claimed Infringement

If you believe that any content available on or through the Services infringes your copyright, you may submit a written notification to our designated agent that includes the following information:

Your physical or electronic signature.
Identification of the copyrighted work claimed to have been infringed, or, if multiple works are covered by a single notification, a representative list of such works.
Identification of the material that is claimed to be infringing or the subject of infringing activity, and information reasonably sufficient to permit us to locate the material (e.g., URL or specific location within the Services).
Your name, mailing address, telephone number, and email address.
A statement that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

12.2 Designated Agent Contact Information

DMCA notices and counter-notices should be sent to SkillZi’s designated agent at:

By Email: US@SkillZi.ai / SkillZi.US

By Mail:

Maybright Ventures Private LimitedUnit-1204, Tower-I, Plot-G2, Street No. 25PS Srijan Corporate Park, GP Block, Sector VKolkata, West Bengal 700091India

12.3 Counter-Notification

If you believe that your content was removed or disabled by mistake or misidentification, you may submit a counter-notification that includes:

Your physical or electronic signature.
Identification of the material that has been removed or to which access has been disabled, and the location at which the material appeared before it was removed or disabled.
A statement under penalty of perjury that you have a good-faith belief that the material was removed or disabled as a result of mistake or misidentification.
Your name, address, telephone number, and email address.
A statement that you consent to the jurisdiction of the federal court located in your district of residence (or, if outside the United States, that you consent to jurisdiction in any judicial district in which SkillZi may be found), and that you will accept service of process from the person who provided the original DMCA notification or an agent of such person.

Upon receipt of a valid counter-notification, SkillZi may restore the removed content in accordance with the DMCA, unless the original complaining party files a court action seeking to restrain such restoration.

12.4 Repeat Infringer Policy

In accordance with the DMCA and other applicable law, SkillZi maintains a policy of terminating, in appropriate circumstances and at its sole discretion, users who are deemed to be repeat infringers.

12.5 Misrepresentations

Any person who knowingly materially misrepresents that material or activity is infringing, or that it was removed or disabled by mistake or misidentification, may be subject to liability under applicable law.

13. Acceptable Use and Prohibited Conduct

You agree to use the Services only in compliance with these Terms and all applicable laws, rules, and regulations. You may not use the Services in any manner that is unlawful, harmful, fraudulent, or abusive, or that interferes with the operation, security, or integrity of the Services.

Without limiting the foregoing, you agree that you will not, and will not permit any third party to:

Misuse of Services and AI

Abuse, exploit, or misuse the Services or any AI systems, including by generating harmful, deceptive, or unlawful content.
Circumvent, bypass, or attempt to circumvent any safeguards, filters, rate limits, or safety mechanisms implemented in the Services.
Use the Services for any illegal purpose or in violation of any applicable law or regulation.
Extract, scrape, harvest, or collect data, content, or outputs from the Services except as expressly permitted.

Improper Conduct

Harass, threaten, intimidate, or abuse any person.
Impersonate any individual or entity, or falsely state or misrepresent your affiliation with a person or entity.
Post, transmit, or otherwise make available any content that is obscene, pornographic, defamatory, libelous, hateful, discriminatory, or otherwise unlawful.
Engage in fraud, scams, phishing, or deceptive or misleading practices.

System and Network Abuse

Interfere with, disrupt, damage, or gain unauthorized access to any systems, servers, networks, or infrastructure used in connection with the Services.
Attempt to probe, scan, or test the vulnerability of any system or network.
Introduce any viruses, malware, or other harmful code into the Services.

Reverse Engineering and Extraction

Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, underlying models, algorithms, or structure of the Services, except to the extent expressly permitted by applicable law.
Attempt to extract, reconstruct, or replicate any underlying models, datasets, or systems used in the Services.

General Legal Compliance

Violate any applicable local, state, national, or international law or regulation.

Enforcement

We reserve the right, in our sole discretion, to investigate and take appropriate action against any violation of this Section, including suspending or terminating your access to the Services and pursuing any legal remedies available.

14. Disclaimers

“AS IS” and “AS AVAILABLE”

THE SERVICES, PLATFORM, AND ALL CONTENT, INCLUDING ANY AI OUTPUT, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SKILLZI EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING, WITHOUT LIMITATION:

IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT;
WARRANTIES ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE PRACTICE;
ANY WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

No Guarantee of Accuracy or Results

SKILLZI DOES NOT WARRANT OR GUARANTEE THAT:

ANY CONTENT OR AI OUTPUT IS ACCURATE, COMPLETE, RELIABLE, OR CURRENT;
THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS;
ANY RESULTS OR OUTCOMES OBTAINED FROM USE OF THE SERVICES WILL BE SUCCESSFUL OR SUITABLE FOR YOUR PURPOSES.

ANY RELIANCE ON THE SERVICES OR AI OUTPUT IS AT YOUR OWN RISK.

Third-Party Content and Services

THE SERVICES MAY INCLUDE OR PROVIDE ACCESS TO THIRD-PARTY CONTENT, LINKS, OR SERVICES. SKILLZI DOES NOT CONTROL, ENDORSE, OR ASSUME ANY RESPONSIBILITY FOR ANY THIRD-PARTY CONTENT OR SERVICES, AND MAKES NO WARRANTIES WITH RESPECT THERETO.

Jurisdictional Limitations

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES. TO THE EXTENT SUCH LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

15. Certifications and Certificate Disclaimers

No Accreditation

Any certificates, certifications, badges, or similar credentials issued through or in connection with the Services (collectively, “Certificates”) are provided for informational and educational purposes only.

Unless expressly stated otherwise in writing by SkillZi, such Certificates are not issued by an accredited institution, regulatory body, or certifying authority and do not constitute accredited qualifications.

No Guarantee of Outcomes

Certificates do not guarantee any particular outcome, including, without limitation, employment, job placement, compensation, advancement, professional licensure, or recognition by any third party. SkillZi makes no representations or warranties regarding the value, recognition, or acceptance of any Certificate by employers, educational institutions, or other organizations.

No Professional or Regulatory Status

Certificates do not confer any professional designation, license, or authorization to practice in any regulated field. You are solely responsible for determining whether any Certificate meets your personal, educational, or professional objectives.

Third-Party Recognition

Any reliance on a Certificate by you or any third party is at your own risk. SkillZi does not control and is not responsible for how any third party evaluates or recognizes Certificates.

Use of Certificates

You may reference or display a Certificate solely to reflect your participation in or completion of applicable Services, provided that you do not misrepresent the nature, accreditation, or significance of such Certificate.

16. GAMIFICATION AND BEHAVIORAL DESIGN

The Services may include gamification features and behavioral design elements intended to enhance user engagement and experience, including, without limitation, points, experience points (“XP”), streaks, levels, rankings, badges, rewards, leaderboards, or similar mechanics (collectively, “Gamification Features”).

No Representation of Skill or Achievement

Gamification Features are provided for entertainment, motivational, and engagement purposes only. They do not reflect, measure, or certify actual skill, competency, knowledge, performance, or achievement in any subject matter.

SkillZi makes no representations or warranties that any Gamification Feature corresponds to real-world ability, progress, or outcomes.

No Monetary or Real-World Value

Gamification Features have no monetary value, are not redeemable for cash or anything of value (unless expressly stated otherwise in writing), and do not constitute property, compensation, or earned benefits of any kind.

Subject to Modification or Removal

SkillZi reserves the right, in its sole discretion and at any time, to modify, reset, suspend, or discontinue any Gamification Features, including the adjustment or removal of points, streaks, rewards, or other indicators, without notice or liability.

No Guarantee of Outcomes

Participation in Gamification Features does not guarantee any particular results, including educational progress, performance improvement, or professional advancement.

User Responsibility

You acknowledge that Gamification Features may be designed to encourage continued use of the Services. You are solely responsible for your engagement with the Services and any decisions made based on Gamification Features.

17. THIRD-PARTY SERVICES

The Services may contain links to, or otherwise integrate with, websites, applications, platforms, or services operated by third parties (“Third-Party Services”), including, without limitation, payment processors, analytics providers, hosting providers, and other external tools.

No Control or Endorsement

SkillZi does not control, endorse, or assume any responsibility for any Third-Party Services, including their content, functionality, availability, security, or practices. The inclusion of any Third-Party Services does not imply any affiliation with or endorsement by SkillZi.

Independent Terms and Policies

Your access to and use of any Third-Party Services is governed solely by the terms, conditions, and policies of such third parties. You are solely responsible for reviewing and complying with those terms.

SkillZi is not a party to, and assumes no liability under, any agreement between you and any third-party provider.

Use at Your Own Risk

You access and use Third-Party Services at your own risk. To the fullest extent permitted by applicable law, SkillZi disclaims all liability arising from or related to your use of, or reliance on, any Third-Party Services, including any loss, damage, or harm resulting from transactions, interactions, or data sharing with such third parties.

Third-Party Transactions

Any dealings, purchases, or transactions you enter into with third parties through or in connection with the Services are solely between you and such third party. SkillZi is not responsible for any products, services, representations, warranties, or obligations of any third party.

Data Sharing

If you choose to connect, access, or use any Third-Party Services in connection with the Services, you acknowledge and agree that your data may be shared with such third parties in accordance with their respective privacy policies and your settings or instructions. SkillZi is not responsible for how such third parties collect, use, or process your data.

Modification or Discontinuation

SkillZi reserves the right, at any time and without notice, to modify, suspend, or discontinue the availability of any Third-Party Services within the Services, without liability to you.

18. BETA FEATURES

From time to time, SkillZi may offer access to features, tools, or functionality that are identified as “beta,” “preview,” “early access,” “experimental,” or similar (collectively, “Beta Features”).

“As Is” and No Warranties

BETA FEATURES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SKILLZI DISCLAIMS ALL WARRANTIES WITH RESPECT TO BETA FEATURES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Experimental Nature

Beta Features are experimental in nature and may contain bugs, errors, or other defects. Beta Features may not function as intended, may be incomplete, and may change materially over time. SkillZi makes no representations or guarantees regarding the reliability, availability, performance, or accuracy of Beta Features.

Use at Your Own Risk

Your use of Beta Features is entirely at your own risk. You acknowledge that Beta Features may result in unexpected results, loss of data, or other harm, and SkillZi shall have no liability arising out of or related to your use of Beta Features.

Modification and Discontinuation

SkillZi may modify, suspend, or discontinue Beta Features at any time, with or without notice, and without any liability to you. Beta Features may never become generally available or may be discontinued without transition to a full release.

Feedback

You agree that any feedback you provide regarding Beta Features will be subject to the Feedback provisions of these Terms.

19. Limitation of Liability

Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SKILLZI, ITS AFFILIATES, AND ITS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS (COLLECTIVELY, THE “SKILLZI PARTIES”) SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITY, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF OR INABILITY TO USE THE SERVICES, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ANY SKILLZI PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Scope of Limitation

WITHOUT LIMITING THE FOREGOING, THE SKILLZI PARTIES SHALL NOT BE LIABLE FOR DAMAGES ARISING FROM OR RELATED TO:

YOUR USE OF OR INABILITY TO USE THE SERVICES;
ANY UNAUTHORIZED ACCESS TO, USE OF, OR ALTERATION OF YOUR DATA OR TRANSMISSIONS;
ANY CONTENT, INCLUDING AI OUTPUT, OR ANY THIRD-PARTY CONTENT, STATEMENTS, OR CONDUCT;
ANY INTERRUPTION, DELAY, OR FAILURE IN THE SERVICES; OR
ANY OTHER MATTER RELATING TO THE SERVICES.

Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE SKILLZI PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT PAID BY YOU TO SKILLZI FOR THE SERVICES IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

Essential Basis of the Bargain

YOU ACKNOWLEDGE AND AGREE THAT THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH IN THESE TERMS ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND SKILLZI, AND THAT SKILLZI WOULD NOT PROVIDE THE SERVICES WITHOUT SUCH LIMITATIONS.

Jurisdictional Limitations

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR LIABILITIES. TO THE EXTENT SUCH LAWS APPLY TO YOU, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

20. Indemnification

You agree to defend, indemnify, and hold harmless SkillZi, its affiliates, and its and their respective officers, directors, employees, contractors, agents, licensors, and service providers (collectively, the “SkillZi Indemnified Parties”) from and against any and all claims, demands, actions, suits, proceedings, liabilities, damages, losses, judgments, settlements, costs, and expenses (including reasonable attorneys’ fees and costs) arising out of or related to:

Your access to, use of, or misuse of the Services;
Your violation of these Terms or any applicable law, rule, or regulation;
Your User Content, including any claim that such content infringes, misappropriates, or otherwise violates the intellectual property, privacy, publicity, or other rights of any third party;
Your breach of any representations, warranties, or obligations under these Terms;
Your misuse of AI Output or reliance on the Services; or
Your interaction with any third party through or in connection with the Services.

SkillZi reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with SkillZi in asserting any available defenses. You may not settle any claim without SkillZi’s prior written consent if such settlement would impose any liability, obligation, or admission on any SkillZi Indemnified Party.

This indemnification obligation will survive the termination or expiration of these Terms and your use of the Services.

21. Governing Law, Dispute Resolution and Arbitration

21.1 Governing Law

These Terms and any dispute, claim, or controversy arising out of or relating to the Services or these Terms (collectively, “Disputes”) shall be governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of laws principles, except that the Federal Arbitration Act (“FAA”) shall govern the interpretation and enforcement of the arbitration provisions set forth herein.

21.2 Informal Dispute Resolution

Before initiating any legal proceeding or arbitration, you agree to first attempt to resolve any Dispute informally by providing written notice to SkillZi at: US@SkillZi.ai / SkillZi.US

Your notice must include: (i) your name, (ii) your contact information, (iii) a description of the Dispute, and (iv) the relief sought.

The parties agree to use good-faith efforts to resolve the Dispute within thirty (30) days after receipt of such notice. No arbitration or legal proceeding may be initiated until this informal resolution process has been completed.

21.3 Binding Arbitration

If a Dispute is not resolved through the informal process described above, such Dispute shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules then in effect.

Arbitration shall be conducted by a single arbitrator. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, including any claim that all or any part of this agreement is void or voidable.

21.4 Arbitration Location and Procedure

Unless otherwise required by applicable law or agreed by the parties, arbitration shall take place in the State of Tennessee. The arbitration may be conducted in person, by video conference, or based on written submissions, as determined by the arbitrator in accordance with applicable rules.

21.5 Class Action and Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AND SKILLZI AGREE THAT ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION OR PROCEEDING.

YOU AND SKILLZI FURTHER WAIVE ANY RIGHT TO A JURY TRIAL.

21.6 Exceptions; Injunctive Relief

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent or address actual or threatened infringement, misappropriation, or violation of intellectual property or proprietary rights.

21.7 Opt-Out Right

You may opt out of this arbitration agreement and class action waiver by providing written notice to US@SkillZi.ai / SkillZi.US within thirty (30) days of first accepting these Terms.

Your opt-out notice must include your name and a clear statement that you wish to opt out of arbitration. If you opt out, neither party will be bound by this Section 21.

21.8 Survival and Severability

This Section shall survive termination of these Terms. If any portion of this Section is found to be unenforceable, the remaining provisions shall remain in full force and effect, except that if the class action waiver is found unenforceable, the arbitration provision shall be null and void.

22. Termination; Electronic Communications

22.1 Termination and Suspension

SkillZi reserves the right, in its sole discretion and without notice or liability, to suspend, restrict, or terminate your access to the Services or your account at any time and for any reason, including, without limitation, if you violate these Terms, applicable law, or engage in conduct that we determine is harmful to the Services, other users, or SkillZi.

You may terminate your account at any time by following the account cancellation procedures provided through the Services.

22.2 Effect of Termination

Upon suspension or termination of your account or access to the Services for any reason:

All rights and licenses granted to you under these Terms will immediately terminate.
You must immediately cease all use of the Services.
Any outstanding payment obligations will remain due and payable.
SkillZi may, but is not obligated to, delete or deactivate your account and any associated data, subject to applicable law.

Termination shall not limit any of SkillZi’s rights or remedies at law or in equity.

22.3 Survival

Any provisions of these Terms that by their nature should survive termination shall survive, including, without limitation, provisions relating to intellectual property, licenses granted by you, disclaimers, limitation of liability, indemnification, dispute resolution, arbitration, and any accrued rights or obligations.

22.4 Electronic Communications Consent (E-SIGN)

By accessing or using the Services, you consent to receive all agreements, notices, disclosures, and other communications from SkillZi electronically, including via email, in-app notifications, SMS, or other electronic means, in accordance with the Electronic Signatures in Global and National Commerce Act (“E-SIGN Act”).

You agree that such electronic communications satisfy any legal requirement that such communications be in writing.

22.5 Transactional Communications

You acknowledge and agree that certain communications are necessary for the operation of the Services and your account, including, without limitation, account notifications, billing statements, receipts, service updates, and legal notices (“Transactional Communications”).

You may not opt out of receiving Transactional Communications while maintaining an active account.

22.6 Marketing Communications

You may also receive marketing and promotional communications from SkillZi, including emails, push notifications, and SMS messages (“Marketing Communications”).

You may opt out of Marketing Communications at any time by following the unsubscribe instructions included in such communications or by adjusting your account settings, where available. Opting out of Marketing Communications does not affect your receipt of Transactional Communications.

22.7 SMS Communications

By providing your mobile phone number and opting in, you consent to receive SMS messages from SkillZi, including Marketing Communications where permitted by law.

Consent to receive SMS messages is not a condition of purchase.
Message and data rates may apply.
Message frequency may vary.
You may opt out at any time by replying “STOP” to any SMS message.
For assistance, you may reply “HELP” or contact us at US@SkillZi.ai / SkillZi.US.

23. Miscellaneous

23.1 Entire Agreement

These Terms, together with any policies or documents incorporated by reference, including the Privacy Policy and Refund Policy, constitute the entire agreement between you and SkillZi regarding the Services and supersede all prior or contemporaneous agreements, understandings, or communications, whether written or oral, relating to the subject matter herein.

23.2 Assignment

You may not assign, transfer, delegate, or sublicense these Terms, in whole or in part, without the prior written consent of SkillZi, and any attempted assignment in violation of the foregoing shall be null and void.

SkillZi may assign or transfer these Terms, in whole or in part, without restriction and without notice, including in connection with a merger, acquisition, reorganization, or sale of assets.

23.3 Force Majeure

To the fullest extent permitted by applicable law, SkillZi shall not be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including, without limitation, acts of God, natural disasters, war, terrorism, riots, labor disputes, strikes, governmental actions, embargoes, failures or interruptions of utilities or telecommunications networks, internet service disruptions, or failures of third-party service providers.

23.4 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect.

23.5 No Waiver

The failure of SkillZi to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and shall apply only to the specific instance for which it is given.

23.6 Headings

Section headings are for convenience only and shall not affect the interpretation of these Terms.

24. Contact Information

Maybright Ventures Private LimitedUnit-1204, Tower-I, Plot-G2,Street No. 25, Ps Srijan Corporate Park, Gp Block, Sector V,Kolkata, West Bengal, 700091, India

Email: US@SkillZi.ai/SkillZi.US